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VA Loans & PCS Relocation in Utah
Your guide to affordable, stress-free home financing during your PCS move to Utah — with expert help every step of the way.
Certificate of Eligibility is Required
A VA funding fee may be applicable.
Why Choose a VA Loan in Utah?
VA loans are a powerful tool for active-duty military members and veterans moving to or within Utah. With no down payment required, no private mortgage insurance (PMI), and competitively low rates, they make homeownership more accessible. A VA funding fee may be applicable.
Our team helps guide you through the VA loan process — from understanding your PCS orders to move-in day. While we do not offer PCS-specific loans, we assist military families relocating due to PCS with fast, reliable mortgage solutions tailored to their timeline and needs.
VA Loan Benefits:
- 0% Down Payment
- No PMI
- Lower-than-average interest rates
- Flexible credit qualifications
- Streamlined qualification for military buyers
Utah Military Bases We Serve
Utah is home to a wide range of military installations. We serve all branches and their families:
The beating heart of Utah’s defense presence — Hill AFB supports thousands of military personnel and families, just minutes from vibrant communities like Ogden and Layton.
Located near the tech corridor and mountains, this base offers a blend of opportunity and outdoor living, ideal for weekend warriors and career guardsmen alike.
Remote and mission-critical, Dugway attracts skilled professionals and offers a tight-knit community with a strong sense of purpose.
A quieter post with access to Salt Lake City and open space — popular for those seeking balance, affordability, and family-friendly neighborhoods.
Whether you’re working with the Space Force, a federal contractor, or civilian defense agency, we offer tailored loan solutions to match your relocation needs.
PCS Relocation Services
Permanent Change of Station (PCS) orders can be stressful, especially when you’re trying to secure housing in a new location. While we do not offer PCS-specific loans, our team helps facilitate every step of your relocation to ensure a smooth transition. From Ogden to Layton, West Valley to Tooele, we know Utah’s military corridors inside and out.
We Assist With:
- Pre-qualification before you move
- Communication with base housing offices
- Coordinating inspections, appraisals, and closing timelines
Testimonials from Military Homebuyers
Frequently Asked Questions
Can I use my VA loan benefit more than once?
Yes, you can use your VA loan benefits multiple times, even if you’ve used it before.
Can I apply for a VA loan before receiving PCS orders?
Yes, early pre-approval gives you more options and better timelines.
Explore Other Loan Services
We offer more than just cash-out refinance options. Explore our full suite of lending solutions built for Utah homeowners and new residents alike:
Whether you’re tapping equity through cash-out refinance loans in Utah or starting fresh with a home relocation loan, our expert team is here to help.
Ready to Get Started?
Let our military relocation specialists guide you home. Whether you’re active-duty, reserve, or retired, we make Utah mortgages stress-free and soldier-strong